1. Approval for Everyone

Getting approved for car financing can be a strenuous part in buying a vehicle, and we want our customers throughout the Sparta, TN, area to get the financing they need for a vehicle, and a stress-free time doing so. If you have been leery about getting approved for credit, you don't have to delay the process anymore; Finance Advantage can help you confidently head into financing!

We believe everyone deserves a second chance, which is why we offer Finance Advantage to approve everyone, including customers with any of the following:

  • Bad Credit History
  • No Credit History
  • Fixed Income
  • Unemployment Income
  • Multiple Open Auto Loans
  • Multiple Repossessions
  • Self-employed Income
  • Temporary Income
  • Bankruptcy Chapter 7
  • Bankruptcy Chapter 13

Join the thousands who have made the most of their second chance!

2. Benefits of Finance Advantage

There are many benefits to enjoy with Finance Advantage when deciding to buy your car at our dealership near Woodbury, TN, that can help you relish in the financing journey for your pre-owned or new vehicle. From convenient paying to options for financing, and a welcoming team that you will get greeted by each time, you can experience it all today.

  • AutoPay available for no-hassle bill pay
  • Financing available for new and used cars
  • Reporting of payments to 3 major credit bureaus
  • Dedicated customer service center

3. A History of Helping

We always want our customers to be happy when deciding to go on the venture that is buying a car, and with Finance Advantage, we want to help you get the new or used car near Cookeville, TN, for you, and the financing you need easily, just like the stories you see. Whether it's credit you're worried about or your finances, come to us with your questions and concerns so that we can progress in finding the affordable financing for your next vehicle!

Throughout the years, Finance Advantage has helped thousands of customers get a car. Some of their stories are below.


At the time of my purchase, my credit was poor and no one would help me. Finance Advantage gave me the opportunity to improve my credit by making on-time payments.


With Finance Advantage I was able to finance my vehicle on my own without a cosigner.


Financing through Finance Advantage was easy, and my payment was affordable.


Thank you for giving me the opportunity with on-time payments to restore my credit after my bankruptcy.


I am so thankful Finance Advantage helped me during a difficult financial time.

Get Approved, Experience Exceptional Service, and Get on the Road Happily in Smithville

At Florence & White Ford, our staff is right there with you throughout the entire financing process at the Finance Center near McMinnville, TN. Whether it's a used car from our inventory you select to purchase and finance, or you have had your eye on buying a new Ford and want to see what the Finance Advantage is all about, we can't wait for you to see the exceptional experience you can have when you visit our Ford dealership.


Florence and White Ford

710 W Broad St
Directions Smithville, TN 37166

  • Sales: (615) 597-2300
  • Service: (615) 597-2300
  • Parts: (615) 597-2300
  1. Florence and White Ford

    710 W Broad St
    Smithville, TN 37166

    • Sales: (615) 597-2300
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  • Monday 9:00AM - 7:00PM
  • Tuesday 9:00AM - 7:00PM
  • Wednesday 9:00AM - 7:00PM
  • Thursday 9:00AM - 7:00PM
  • Friday 9:00AM - 7:00PM
  • Saturday 9:00AM - 3:00PM
  • Sunday Closed